From an Ibexmont Advisory investment standpoint, this golf-front townhouse at The Peaks, Luštica Bay represents a well-balanced core-plus opportunity, combining capital preservation, lifestyle optionality, and predictable exit liquidity.

Key considerations include:

• Deferred payment plan with no interest, materially improving equity efficiency and IRR by reducing upfront capital deployment while eliminating financing costs during construction. This structure is particularly attractive for investors seeking capital flexibility without leverage risk.

• Golf adjacency premium: Townhouses overlooking the Gary Player–designed course benefit from structural scarcity and sustained international demand, especially within Montenegro’s first and only golf destination.

• Strong rental appeal: Three-bedroom townhouses with private pools, sea views, and resort infrastructure appeal to families and longer-stay guests, supporting extended-season occupancy rather than peak-only demand.

• Lower maintenance vs. villas: Compared to standalone villas, townhouses offer reduced operating and upkeep costs while retaining premium pricing power and resale liquidity.

• Developer and masterplan strength: Orascom’s long-term commitment to Luštica Bay ensures controlled supply, consistent quality standards, and value protection over the full investment horizon.

Ibexmont View:
The combination of interest-free deferred payments, golf-front positioning, and integrated resort infrastructure positions this townhouse as an efficient entry into Montenegro’s prime lifestyle real estate segment—well suited for investors prioritising capital discipline, downside protection, and medium- to long-term appreciation with optional personal use.